BMW Lease Deals and Incentives – June 2026

June 2026 is one of the stronger months BMW has had for incentives in recent memory. All 27 models in the lineup carry a lease special, finance offer, and cash incentive, with rates as low as 0.9% APR and cash back reaching as high as $9,000 on the M8. Whether you're shopping for an entry-level sedan, a three-row SUV, or a fully electric BMW, there's a meaningful deal available right now.

BMW Lease Deals

All lease deals below are for 36-month terms, 12,000 miles per year, with $2,000 due at signing.

Sedans & Coupes

2026 BMW 2 Series Lease Deal — $446/month

The lowest lease in the entire BMW lineup this month. The 2 Series is a compact luxury coupe and sedan that punches well above its price point, and at $446/month it's one of the better entry-level luxury leases available anywhere.

2026 BMW 3 Series Lease Deal — $563/month

BMW's most popular model leases at $563/month. The 3 Series is the sweet spot of the lineup — rear-wheel drive dynamics, a premium interior, and a size that works for both commuting and weekends.

2026 BMW 4 Series Lease Deal — $827/month

The sportier, sleeker alternative to the 3 Series comes in at $827/month. If you want the coupe styling and don't mind stepping up, this is the deal.

2026 BMW 5 Series Lease Deal — $783/month

The midsize 5 Series undercuts the 4 Series on the lease this month at $783/month — worth noting if you want more interior space for less money.

2026 BMW 7 Series Lease Deal — $1,416/month

BMW's flagship full-size sedan with every feature the brand offers. At $1,416/month, this is for the buyer who wants the complete BMW experience.

2026 BMW 8 Series Lease Deal — $1,362/month

The grand tourer 8 Series actually leases for slightly less than the 7 Series at $1,362/month. If you're weighing the two, the 8 Series is the sportier choice and is currently cheaper to lease.

2026 BMW Z4 Lease Deal — $891/month

BMW's two-seat roadster leases at $891/month. The Z4 is a limited-production model and these deals don't come around every month.

M Performance Models

2026 BMW M2 Lease Deal — $1,115/month

The entry point to BMW's M division is also the most accessible M car on offer. At $1,115/month, the M2 is a legitimate track-capable sports car at a relatively accessible lease payment.

2026 BMW M3 Lease Deal — $1,271/month

The high-performance 3 Series variant leases at $1,271/month — about $700 more per month than the standard 3 Series for the full M treatment.

2026 BMW M4 Lease Deal — $1,303/month

The M coupe comes in just above the M3 at $1,303/month.

2026 BMW M5 Lease Deal — $1,899/month

BMW's high-performance super sedan leases at $1,899/month.

2025 BMW M8 Lease Deal — $1,918/month

The M8 is the most powerful production BMW and leases at $1,918/month. It also carries the best cash incentive of any model this month — up to $9,000 — which can be negotiated into a cap cost reduction on your lease.

SUVs

2026 BMW X1 Lease Deal — $577/month

BMW's entry-level SUV is the second-cheapest lease in the lineup at $577/month, just above the 2 Series. A practical compact crossover with BMW refinement.

2026 BMW X2 Lease Deal — $656/month

The sportier, coupe-roofline X2 leases at $656/month.

2026 BMW X3 Lease Deal — $659/month

The X3 is BMW's best-selling SUV and leases at $659/month — just $3 more than the X2, making it an easy call if you want the practicality of the standard roofline.

2024 BMW X3 M Lease Deal — $1,179/month

The performance X3 comes in at $1,179/month on a 36-month term.

2025 BMW X4 Lease Deal — $838/month

The coupe-roofline X4 leases at $838/month for a 2025 model.

2025 BMW X4 M Lease Deal — $1,287/month

The performance X4 M comes in at $1,287/month.

2026 BMW X5 Lease Deal — $1,016/month

The X5 is BMW's midsize SUV flagship and the most popular model in North America. It crosses the $1,000/month threshold this month at $1,016.

2026 BMW X5 M Lease Deal — $2,216/month

The high-performance X5 M leases at $2,216/month.

2026 BMW X6 Lease Deal — $1,262/month

The fastback-roofline X6 leases at $1,262/month.

2026 BMW X6 M Lease Deal — $2,414/month

The X6 M is the priciest non-electric lease in the lineup at $2,414/month.

2026 BMW X7 Lease Deal — $1,201/month

BMW's three-row full-size SUV leases at $1,201/month — actually less per month than the X6 despite being larger, making it strong value if you need the extra row.

2026 BMW XM Lease Deal — $2,400/month

The XM is BMW's ultra-performance plug-in hybrid SUV and leases at $2,400/month.

Electric Models

2025 BMW i4 Lease Deal — No lease listed

The i4 carries up to $7,500 in Lease Credit and APR Credit cash offers, plus 0.9% APR financing — but no headline lease payment was listed for this model this month.

2026 BMW i5 Lease Deal — $910/month

The fully electric 5 Series leases at $910/month, with up to $7,500 in Lease Credit cash available to help offset that.

2025 BMW i7 Lease Deal — $1,352/month

The electric 7 Series leases at $1,352/month, with up to $7,500 in Lease Credit.

2026 BMW iX Lease Deal — $949/month

BMW's flagship electric SUV leases at $949/month, also with up to $7,500 in Lease Credit cash.

BMW Finance Deals

BMW Financial Services is offering some of the most competitive rates in the luxury segment this month. Here's the full breakdown:

0.9% APR deals (best rates this month):

• 2026 BMW 3 Series — 0.9% for 48 months
• 2025 BMW i4 — 0.9% for 48 months (excl. 1 trim)
• 2026 BMW X1 — 0.9% for 48 months
• 2026 BMW X3 — 0.9% for 60 months
• 2026 BMW X5 — 0.9% for 48 months
• 2026 BMW X7 — 0.9% for 60 months

1.99% APR deals:

• 2026 BMW 2 Series — 1.99% for 72 months
• 2026 BMW 5 Series — 1.99% for 60 months
• 2026 BMW 8 Series — 1.99% for 60 months
• 2026 BMW i5 — 1.99% for 60 months
• 2025 BMW i7 — 1.99% for 60 months
• 2026 BMW iX — 1.99% for 60 months
• 2025 BMW M8 — 1.99% for 60 months

4.99% APR:

• 2026 BMW XM — 4.99% for 60 months

5.39% APR:

• 2026 BMW 4 Series, 7 Series, M2, M3, M4, M5, X2, X4, X4 M, X5 M, X6, X6 M, Z4 — all at 5.39% for 72 months

Cash Back & Incentives

BMW is offering two types of cash programs this month across all 27 models.

Lease Credit — Available on most mainstream BMW models, this cash is applied toward reducing your lease cap cost or can be taken as customer cash on a purchase. Key amounts:

• Up to $9,000 on the 2025 BMW M8 (best offer in the lineup)
• Up to $7,500 on the i4, i5, i7, iX, and XM
• Up to $5,000 on the 2026 8 Series
• Up to $3,750 on the 2026 5 Series
• Up to $3,000 on the 2026 7 Series
• Up to $2,000 on the 2026 X7
• Up to $1,000 on the 2 Series, 3 Series, X1, X3, and X5

Most Lease Credit offers expire January 2, 2026.

College Grad Program — Up to $1,000 customer cash available on the 4 Series, M2, M3, M4, M5, X2, X4, X4 M, X5 M, X6, X6 M, and Z4 for recent graduates. These offers expire January 4, 2026.

Frequently Asked Questions

What is the cheapest BMW to lease right now?

The 2026 BMW 2 Series at $446/month is the lowest lease payment in the entire BMW lineup this month. If you want an SUV, the 2026 X1 at $577/month is the most affordable option.

Which BMW has the best financing rate?

Six models are currently available at 0.9% APR: the 3 Series, i4, X1, X3, X5, and X7. The 3 Series and X1 have the shortest terms at 48 months, while the X3 and X7 stretch to 60 months — giving you a lower monthly payment on the same loan amount.

Can I combine the Lease Credit cash with the low APR financing?

Generally no — Lease Credit is a lease-specific offer applied to reduce your capitalized cost, while APR deals apply to finance purchases. If you're financing, you won't receive the Lease Credit, and vice versa. Ask your dealer to run both scenarios so you can compare total cost.

Bottom Line

June 2026 gives BMW shoppers a deep, well-structured set of deals across the entire lineup. The standouts are the 0.9% APR offers on the 3 Series, X1, X3, X5, and X7 for buyers who plan to finance, and the $9,000 Lease Credit on the M8 for buyers at the top of the range. For lease shoppers on a budget, the 2 Series at $446/month and the X1 at $577/month are the clearest values in the lineup right now.

Most offers expire January 2, 2026 — confirm availability and regional eligibility with your local BMW dealer before signing.