The Most Reputable Extended Car Warranty Companies
Auto manufacturers offer protection against mechanical breakdowns through extended car warranties. While similar coverage from third parties is available, this coverage is technically considered a vehicle service contract–not an extended warranty. However, we've used both terms interchangeably in this article for simplicity.
To learn more about our editorial integrity policy and how we make money through affiliate partnerships, read our full disclosure here.
Reputable extended car warranty companies can sometimes seem hard to find. Certain extended warranty providers have confusing contracts and questionable claims policies, but the majority actually have strong reputations.
To help you avoid potential scams, we’ve reviewed the best extended car warranty companies by analyzing price, industry reputation, customer service, and coverage plan options. This article takes a closer look at the most reputable extended car warranty companies in the business.
Table of contents
- Top Reputable Extended Car Warranty Companies
- #1 autopom!: Best Customer Service
- #2 Endurance: Most Awards Won
- #3 CARCHEX: Best Industry Reputation
- Signs of a Reputable Extended Car Warranty Company
- How Much Does a Reputable Extended Warranty Cost?
- How to Find Reputable Extended Car Warranty Companies
- Our Warranty Review Standards
- Q & A
Top Reputable Extended Car Warranty Companies
Our comprehensive industry review found that autopom!, Endurance, and CARCHEX are the most trustworthy providers overall. Some factors that we considered when determining our rankings included pricing, customer reviews, and transparency of warranty processes.
Here’s a closer look at the industry's most reputable extended car warranty companies:
Provider | Year Founded | Trustpilot Rating | Our Score |
|---|---|---|---|
autopom! | 2009 | 4.4 | 4.6 |
Endurance | 2006 | 3.6 | 4.6 |
CARCHEX | 1999 | 2.6 | 4.4 |
Motorists typically find competitive rates and quality customer service when they pick any of the options above. We recommend comparing quotes from each of these providers in order to find the best extended car warranty for your price range and coverage needs.
What Are the Most Popular Extended Warranty Companies?
While popularity doesn't necessarily mean that an extended car warranty company is legitimate, it's a good sign that customers trust it.Â
The easiest way to find affordable rates from reputable extended car warranty companies comes by comparing quotes from the providers listed above. All of these options offer quality vehicle service contracts and regularly treat their customers with respect.
#1 autopom!: Best Customer Service
Availability: All states, but only mechanical breakdown insurance in California
It’s easy to include autopom! among the most reputable extended car warranty companies. The company holds an A+ rating with the BBB and receives a rating of 4.3 stars on the site.
While autopom! doesn't cover all luxury vehicles, it does offer high-value exclusionary contracts. Exclusionary contracts provide the most expansive coverage, as they'll take care of everything except for parts that are explicitly listed. With such contracts, it’s easy to know exactly what's covered.
Read more: autopom! Warranty Review
autopom! Warranty Costs
In April 2024, we received a quote from autopom! for coverage on a 2020 Mazda CX-5 with 60,000 miles. For a plan with terms of up to four years with no mileage cap, we were quoted a price of $125.75 per month with a $100 deductible or $3,176.80 in total. That’s around $794.20 per year of coverage, much less than the industry-wide average of $977.19 per year of coverage.Â
autopom! Coverage Plans
The coverage plans from autopom! don't exactly stand out, as they mirror options from almost any provider. Still, drivers can easily gain outstanding protection through the company.
- Exclusionary: Covers most vehicle systems and components
- Mid-Level: This warranty covers the powertrain along with the air conditioning, suspension, and electrical system
- Powertrain Plus: Backs the powertrain, including the engine, transmission, and drive axle
autopom! is one of the most reputable extended car warranty companies due to its impressive customer service and high-quality claims process. The company receives great scores for customer service, leaving few reasons for motorists to worry.
#2 Endurance: Most Awards Won
Availability: All 50 states
With six levels of coverage, an Endurance vehicle service contract can be found for nearly any driver's needs. Endurance coverage comes with perks such as tire repair and replacement, roadside assistance, towing help, trip interruption coverage, rental car reimbursement, and key fob replacement. The provider is also unique in that it is a direct provider, meaning that it administers all of its plans on its own without any middlemen.
Our analysis found that Endurance prices are higher than the industry average, but customer satisfaction is generally on the higher end and salespeople aren't known to be pushy or rude. Endurance is a solid and reputable provider.Â
Read more: Endurance Warranty Review
Endurance Warranty Costs
Based on quotes we received from Endurance, the average cost across all of the company’s coverage options is $3,338 in total or $1,335 per year of coverage. That’s a bit higher than the industry-wide average of $977 per year of coverage. Endurance’s contract terms also tended to be shorter than other warranty providers.
See the table below for a breakdown of the quotes we receive from Endurance. Keep in mind that each listed plan comes with a $100 deductible. Â
Warranty Plan | Vehicle Type | Term Length | Price per Month | Overall Price |
|---|---|---|---|---|
Supreme | 2020 Hyundai Elantra | 2.5 years/40,000 miles | $96.84 | $2,934.20 |
Superior | 2020 Hyundai Elantra | 2.5 years/40,000 miles | $95.65 | $2,898.50 |
Secure Plus | 2020 Hyundai Elantra | 2.5 years/40,000 miles | $93.17 | $2,824.10 |
Superior | 2016 GMC Sierra | 2.5 years/40,000 miles | $140.88 | $4,255.40 |
Secure Plus | 2016 GMC Sierra | 2.5 years/40,000 miles | $125.49 | $3,793.70 |
Regardless of which plan you choose, you'll want to carefully consider the rate you're being quoted to ensure that it offers a strong price point per month.Â
Endurance Coverage Plans
There are plenty of coverage plans available through Endurance, including ones specifically tailored for high-mileage cars and drivers who don't want to worry about maintenance needs.
- Supreme: Endurance’s highest level of coverage, similar to new car warranty coverage
- Superior: High-level coverage, similar to a bumper-to-bumper warranty, covering everything from the rear suspension to the engine
- Select Premier: Stated component coverage for high-mileage vehicles and used vehicles
- Secure Plus: Covers critical parts along with the steering system, turbochargers, and brakes
- Secure: Endurance’s most affordable powertrain coverage option
- Advantage: Covers routine maintenance and offers car repairs after a mechanical breakdown
Endurance Elite Benefits
You receive one free year of Endurance Elite Benefits when you sign up for a plan from the company, meaning that you’ll gain access to:
- 24/7 roadside assistance
- Key fob replacement services up to $500
- Total loss protection up to $1,000
- Collision discount up to $500
- Tire repair and replacement twice per year
With several plan options and the benefits of Endurance Elite, this provider is definitely a contender for the most reputable extended car warranty company on the market.
#3 CARCHEX: Best Industry Reputation
Availability: All 50 states
CARCHEX is a no-brainer for the most reputable vehicle service contract companies. In business since 1999, CARCHEX has a strong industry reputation and holds endorsements from the Kelley Blue Book, Edmunds.com, and CARFAX.
CARCHEX is transparent about its coverage, offers a 30-Day Money Back Guarantee during the waiting period, and has a fast and simple quotes process. We believe CARCHEX provides drivers with peace of mind and has the Best Industry Reputation among the warranty companies we’ve researched.
Read more: CARCHEX Review
CARCHEX Warranty Costs
Based on quotes we received from the company, coverage from CARCHEX typically runs around $149.99 per month. With unlimited terms and coverage available for vehicles with up to 250,000 miles, CARCHEX is a great choice for drivers with high-mileage vehicles who want dependable coverage without committing to a long-term contract.
Below, you can compare quotes we received for different CARCHEX coverage levels:
Warranty Plan | Vehicle Type | Term Length | Price Per Month | Deductible | Overall Price |
|---|---|---|---|---|---|
Titanium | 2020 Hyundai Elantra | Unlimited; month-to-month | $149.99 | $200 | Varies |
Powertrain Plus | 2016 Hyundai Elantra | Unlimited; month-to-month | $149.99 | $250 | Varies |
Powertrain Plus | 2016 GMC Sierra | Unlimited; month-to-month | $159.99 | $250 | Varies |
These rates are relatively affordable compared to those from many extended car warranty providers. Make sure to get your own quotes from the company, as your extended car warranty costs may vary considerably from the ones above.
CARCHEX Coverage Plans
Nearly all drivers will find the coverage they desire from CARCHEX. Whether you're looking for a plan with extensive coverage or prefer a basic option, there's an excellent choice available.
- Titanium: Exclusionary coverage that protects most parts and systems
- Platinum: Extensive coverage for hundreds of parts
- Powertrain Plus: Service plans for used cars that cover the powertrain and more
- Powertrain: Powertrain warranty with coverage for air conditioning, fuel systems, and electrical systems
- Extra Care: Designed to enhance powertrain coverage; provides protection for select electrical, steering, suspension, and braking components
CARCHEX ranks as one of the most reputable extended car warranty companies because of its low rates and outstanding plans. It's an option worth strongly considering for those hoping to protect their vehicles.
Signs of a Reputable Extended Car Warranty Company
Extended warranty providers that refuse to pay out claims and those that nickel-and-dime customers can be a nightmare. You don’t want to pay for extended warranty coverage only to be consistently faced with a stressful claims process.
Straightforward Warranty Contracts
One of the best ways to find reputable extended car warranty companies is by looking at sample contracts, which transparent companies nearly always provide online.
If a contract is too confusing and has pages of fine print, that’s a bad sign. We found that the average contract length is just under 20 pages. Most contracts detail exactly what’s covered, list out exclusions, and state the exact terms of coverage.
Above-Average Customer Reviews
Another way to find reputable extended car warranty companies is by checking a company’s reputation through customer reviews. Two good websites to start with are the Better Business Bureau (BBB) and Trustpilot.
Look for reviews by customers who had their claims denied. Carefully read to see why the customer’s claim was denied and determine whether this was fair. A denied claim may be the result of a mistake, but reputable extended car warranty companies work to resolve the matter.
Strong Company Reputations
Age isn’t everything, but it certainly helps to know the provider you are doing business with has experience in the industry. Check out a company’s history to find out how long it has been in business. Then, look for industry endorsements and accolades.
A reputable extended car warranty company may receive awards, be supported by legitimate spokespeople, or receive endorsements from auto industry leaders such as Kelley Blue Book.
Well-Defined Warranty Processes
Reputable extended car warranty companies often pay repair facilities directly, making for a hassle-free claims process. Others provide 30-day money-back guarantees and benefits such as 24/7 roadside assistance and rental car reimbursements along with their vehicle service contracts.
Expect your warranty options to offer similar perks as part of your coverage. That way, you'll be able to pick a legitimate provider that cares strongly about customer service.
How Much Does a Reputable Extended Warranty Cost?
Prices for reputable extended warranty coverage vary based on your vehicle, coverage level, deductible choice and other factors. However, based on quotes we received from industry-leading extended warranty providers, we found that the price per year of coverage for a dependable extended warranty is around $977.Â
As we mentioned, the exact cost of your extended warranty will depend on the extent of your coverage and your car's make and model. Those who are receiving quotes much higher than $3,200 should consider getting quotes from other providers to make sure that they're receiving fair rates for coverage.
While it's rare to spend far less than $1,000 in total for an extended warranty plan, you also shouldn't be paying too much more than $4,000 for most shorter-term coverage plans. Only the most extensive and long-lasting plans are usually found in that range.
How Are Warranty Costs Determined?
There’s no set guideline for warranty prices, but here are a few factors most providers look at when deciding costs:
- Your vehicle’s make, model, and condition: Older cars or ones in poor condition may face higher rates for coverage.
- The mileage on your car: If your car has high mileage, it may be more likely to fail.
- The desired level of coverage: More extensive coverage plans lead to increased upfront costs.
- Your deductible amount: The higher the deductible you'll pay at the repair shop, the lower your monthly rate.
States such as California have stricter laws for auto warranty companies and the contracts they sell, so drivers there could face higher monthly costs.
Is an Extended Warranty Worth It?
Coverage from reputable extended car warranty companies isn't always cheap, but it's worth it for many types of drivers. The following motorists may want to consider a vehicle service contract:
- Drivers planning to keep an older car: If you're hoping to drive an old vehicle for years into the future, you'll want to invest in extended coverage. Older models face reliability issues as they age, and a vehicle protection plan can reduce costs after a mechanical breakdown.
- Those hoping to reduce hassle on the road: Unexpected issues on the road are both costly and stressful. Purchasing coverage from a reputable extended warranty company makes it far easier and cheaper to deal with problems that come up.
- Motorists hoping for a predictable auto budget: For a monthly upfront fee, drivers will gain protection over most parts of their vehicles. This means that auto repairs will be mostly covered when they occur, reducing the unexpected costs that pop up for drivers without warranty coverage.
A vehicle service contract from a reputable extended car warranty company is a great way to add peace of mind on the road. Instead of worrying about unexpected and costly mechanical breakdowns that could occur at any time, motorists gain the assurance that most potential damages will be covered without issue.
How Do I Cancel an Extended Car Warranty?
Generally, drivers need to send a letter to their extended warranty provider or administrator to cancel a vehicle service contract. A small fee may be associated with the cancellation process, though not every extended car warranty company requires drivers to pay.
Motorists often receive a prorated refund when they cancel coverage early. Reputable extended car warranty companies typically offer a 30-day money-back guarantee to drivers who decide within the first month that they don't want a vehicle protection plan.
How To Find Reputable Extended Car Warranty Companies
We'd recommend first looking at autopom!, Endurance, and CARCHEX if you're on the hunt for a reputable extended car warranty. Each of these providers offers stellar coverage at rates that most drivers can afford.
Those who'd rather consider a broad range of options should make sure to only consider companies with clear vehicle service contracts, a plethora of positive customer reviews, and easy-to-understand warranty processes.
Remember that the easiest way to find reputable extended car warranty companies is by comparing free quotes from various well-regarded providers to discover your cheapest rate. Then, you'll avoid overpaying for coverage that can keep your car safe for years to come.
Our Warranty Review Standards
Our review team prides itself on sharing accurate and unbiased information with consumers. We have accumulated data from dozens of extended auto warranty companies to formulate our rankings of the industry’s best providers. Companies receive a score out of 5.0 overall, as well as a rating in each of the following categories:
- Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
- Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
- Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
- Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
- Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.
Q & A
Who has the best extended car warranty for 2024?
The best extended car warranty companies vary by the needs of different car owners. Some of the most reputable extended car warranty companies are autopom!, Endurance, and CARCHEX.
What is a good price for an extended car warranty?
A good price for an extended car warranty depends on your vehicle and the terms of your warranty contract. The average price range for an extended warranty is around $977 per year of coverage. However, your price could be higher or lower depending on your coverage term and financing period.
Can you buy an extended warranty after a purchase?
If you’re looking for an extended warranty from your car’s manufacturer, you must buy it before the end of your new vehicle limited warranty. Third-party providers, on the other hand, let drivers purchase coverage at nearly any point.
Stephen Kenney is a writer and editor who focuses on car insurance, auto financing, and vehicle shipping services. He's a graduate of UNC-Chapel Hill and has experience covering categories ranging from travel to sports to environmental sustainability. In his free time, Stephen enjoys going on long-distance runs, trying out new recipes, and exploring his adopted hometown of Cincinnati.
More by Stephen Kenney
Comments
Join the conversation